If you wanted to win money on the Bears, Chicago would have to win by no less than eight points. For instance, if looking to bet on an NFL game and you check for the point spread between a Minnesota Vikings vs. Website Created by SilkTech. The next main difference between decimal and fractional odds is the fact fractional odds only calculate winnings and do not show the returned stake. Here is another example:. How Betting Odds Work: Fractions vs decimals

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